FintechDuration: 7 monthsTeam size: 5 engineers

Automated document parser and risk validator for digital SMB lending application pipelines.

Lending platform startup, Bangalore• Custom production development project.

4xFaster loan approvals
420%Project ROI (1st Year)
₹1.2CrCapital Reclaimed
Performance Metrics

Before & After Impact

A side-by-side comparison of key operational indicators measured during our initial audit vs. 90 days post-deployment.

Financial Return
₹1.2Cr Capital Reclaimed
Measured payback period: 3 months
Underwriting Turnaround Time
Before:7 Days
After:4 Hours
IMPROVED
Verification Drop-off Rate
Before:24% Operations
After:5% Operations
IMPROVED
Penetration Compliance Audit
Before:3 Security Gaps
After:0 Gaps
IMPROVED
The Challenge

What They Were Facing

A breakdown of major operational friction points prior to our team's integration and custom build.

A digital lender was manually verifying borrower tax records and identity documents, taking up to 7 days to approve loans. We built a secure document portal and automated PDF parsing scripts that extracted verified tax records and ran them against a custom risk score calculator in under 4 hours.

  • !Manual verification of tax records and company registry documents.
  • !Average underwriting delays of 7 days led to high customer drop-offs.
  • !Lacked secure document upload channels.

We had zero visibility on our daily logs, and errors were cropping up in invoicing sheets regularly. We had to fix it before expanding our footprint.

— Stakeholder Review Meeting
Our Approach

How We Solved It

We mapped database schemas, engineered APIs in modules, and launched pilot releases to assure stable rollouts.

Phase 01

Built a secure file upload portal with malware scanning.

STAGE: COMPLETED
Phase 02

Wrote OCR parsing scripts to extract tax and registry details.

STAGE: COMPLETED
Phase 03

Built a custom risk validation engine to calculate scores.

STAGE: COMPLETED
Phase 04

Conducted penetration and encryption security audits.

STAGE: COMPLETED
Solution Built

What We Delivered

A multi-platform enterprise infrastructure engineered for stability, speed, and clean code paths.

Secure API Gateway

Centralized OAuth2 gateway

Optimized DB Caching

Redis layer for repeat logs

Dynamic UI Client

Highly responsive web app

Real-Time Sync Engine

Auto-streams sensor metrics

Automatic Audit Logs

Tracks database modifications

Compliance Sandboxes

Sandboxed compliance testing

System Architecture Block Diagram
CLIENT APPLICATION (Web / Mobile)
↓ REST / WebSockets
API GATEWAYOAuth 2.0
↓ JSON Streams
Sync Handler
Redis Cache
↓ SQL Commits
PRIMARY DATABASE (PostgreSQL / Replica)
Results

The Outcome

Measurable metrics logged post-release that directly resolved client operational overhead.

Reduced average underwriting time from 7 days to under 4 hours.

Processed ₹120+ Crore in loan requests during the first 90 days.

Passed banking partner security tests on the first run.

Verified Testimonial
Adytech engineered a secure system that passed our partner bank's security audits on the very first run. Outstanding engineering standards.
Vi
Vikas HegdeFounder & CEO, Lending Platform, Bangalore
Stack

Technologies Applied

Next.js
Python
FastAPI
MongoDB
AWS
Docker
More Work

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Fintech Case Study: Lending platform startup, Bangalore | Adytech Solutions